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I was trying to get the free 3 credit reports and credit scores but I kept getting 'incorrect credit card number' although I tried two different credit cards. I hope this is a legitimate offer and not to lure people to get their credit number.
last year during the Beijing Olympics my credit card was fraudulently charged $700 - somehow someone got a hold of my credit card number and charged the funds it to a freight company in China. first thing i did was cancel my credit card and fill out a police report. i used Go Free Credit to check my credit score because the officer who helped me said credit fraud was the #1 crime they came across, and recommended i check my credit. luckily the person only had access to my credit card number, and not my social security information.
but i also wanted to make sure to monitor my credit after the incident to make sure there were no sudden suprises to my credit score. make sure that you understand that they will help you monitor your credit on a monthly basis, and that is where the future charge comes in. i recommend the service because i think everyone should watch their credit carefully, especially in these tough times. even if you don't want to continue the service you can get your credit score for free. i was lucky and my credit wasn't affected negatively. however, like the officer told me, it's just a matter of time before someone finds your information and uses it. Go Free Credit will help alert you to that right away.
I found the service that GoFreeCredit provides was very quick and easy to understand. At the same time I received my updated credit score, I got my full credit report as well. I'm glad I checked because I found something on my credit report that was incorrect! In addition, the credit monitoring service that they provide gives me the piece of mind I need, especially with so much identity theft out there. Highly recommended.
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